NZ SMS Shortcode

3207

GEM Finance

Carrier Service / Brand Cost to send Cost to receive Category Source
Spark Spark GEM Finance $0.20 NZD Free OTP & 2FA 2026-04-20
One NZ One NZ Gem Finance $0.20 NZD Free Banking & Finance 2024-09-30
2degrees 2degrees GEM Finance $0.20 NZD Free OTP & 2FA 2026-04-22
Skinny Skinny GEM Finance $0.20 NZD Free OTP & 2FA 2026-04-20

How to stop messages from this shortcode

Reply STOP to the number 3207. Under the NZ TCF Mobile Messaging Services Code, commercial and premium senders are required to honour STOP requests within two business days.

Note: transactional notifications (delivery updates, appointment reminders, OTP codes) are generally exempt from STOP obligations — you need to unsubscribe via the service itself.

Contact details published by carriers

Phone
0800422898 — listed by One NZ
0800 422 898 — listed by 2degrees
Website
https://www.gemfinance.co.nz — listed by One NZ
www.gemfinance.co.nz — listed by 2degrees

Frequently asked questions about shortcode 3207

Who owns shortcode 3207 in New Zealand?
Shortcode 3207 is operated by GEM Finance. Some carriers list it under other names including Gem Finance.
Which NZ mobile carriers list shortcode 3207?
Shortcode 3207 is listed in the public premium-text directories of Spark, One NZ, 2degrees, Skinny.
How much does it cost to send an SMS to 3207?
Sending a text to shortcode 3207 is NZ$0.20 per message. All prices include GST where applicable.
How do I stop receiving messages from shortcode 3207?
Reply STOP to 3207. Under the NZ TCF Mobile Messaging Services Code, commercial senders must honour STOP requests within two business days. Transactional messages like OTPs and appointment reminders are exempt — unsubscribe via the service itself.
What is the contact number for shortcode 3207?
The contact number for GEM Finance is 0800422898 (listed by One NZ); 0800 422 898 (listed by 2degrees).
What is the website for shortcode 3207?
The website for GEM Finance is https://www.gemfinance.co.nz (listed by One NZ); www.gemfinance.co.nz (listed by 2degrees).
What type of service is shortcode 3207?
Shortcode 3207 is categorised as OTP & 2FA in this directory, based on data published by NZ mobile carriers.

Know more about this shortcode?

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Where does this data come from?

Each NZ mobile carrier publishes a list of the shortcodes active on their network. This directory downloads those PDFs daily and consolidates the latest versions. The “Source” column above shows the publication date of the document we saw this code in.

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